HPR Property Risk Engineering Consultant (1099 Independent Contractor)

We are currently hiring experienced Property Loss Prevention Highly Protected Risk (HPR) Engineers to perform Property Loss Prevention Surveys worldwide. Engineers are expected to complete surveys using industry standards including NFPA, FM Global and other applicable HPR insurance carrier guidelines. The engineer will provide a report which includes a comprehensive review and analysis of the location. COPE details, NatCat exposures, and Human Element programs are reviewed, and details are provided within the report. Recommendations are issued when surveyed conditions do not meet the industry standards. The engineer is expected to operate independently, have open communication with the client and Risk Logic employees, and adhere to agreed upon timelines. Thank you for applying to Risk Logic.

KEY RESPONSIBILITIES

Field Survey & Assessment

• Conduct comprehensive on-site evaluations of HPR and high-hazard occupancies.
• Assess fire protection systems, building construction, occupancy-specific hazards, and exposure to natural catastrophes.
• Calculate Normal Loss Expectancies (NLEs), Probable Maximum Losses (PMLs), Maximum Foreseeable Losses (MFLs), and other required loss expectancies according to carrier guidelines.
• Evaluate the adequacy of automatic fire protection systems and water supplies for manufacturing and storage occupancies.
• Identify relevant loss exposures and recommend protective measures.
• Document site conditions with photographs and detailed notes.
• Interview facility personnel to gather information regarding operations and safety procedures.

Technical Analysis & Reporting

• Prepare thorough engineering reports that align with carrier specifications and deadlines.
• Apply NFPA codes, FM Data Sheets, and industry standards when formulating recommendations.
• Present findings clearly and effectively, prioritizing critical risks and controls.
• Ensure that all reports are accurate, complete, and professionally formatted.
• Respond promptly to feedback and quality control requests as necessary.

Client & Operational Coordination

• Coordinate and schedule site visits with property owners and insurance representatives.
• Represent Risk Logic with professionalism during all client engagements.
• Provide regular updates to operations management regarding assignment status and any challenges encountered.
• Self-manage schedules and workloads to consistently meet project deadlines.
• Utilize various work management and reporting software platforms as required.

• Bachelor’s degree in engineering (Fire Protection, Chemical, Mechanical, etc.) or related field, or equivalent professional experience.
• Minimum of 5 years’ experience in commercial property risk engineering or loss control.
• Comprehensive knowledge of NFPA codes and FM Data Sheets.
• Experience with HPR standards and high-hazard manufacturing or industrial facilities.
• Demonstrated ability to produce clear and well-structured engineering reports.
• Ability to work independently and manage multiple assignments effectively.
• Valid driver's license and willingness to travel within the assigned territory.
• Readiness to learn and utilize online reporting platforms such as LC360 and similar applications.

• Professional engineering license or industry certifications (e.g., ARM, CFPS).
• Prior experience with FM, IRI, or other large property carriers / comparable organizations.
• Experience supporting multiple commercial insurance carriers.
• Familiarity with Risk Management Information Systems (RMIS) or equivalent insurance workflow platforms.

• Engagement as a 1099 independent contractor.
• You would be required to create an LLC in your home state. RLI will reimburse you for the 1st year LLC fees after a completing successful trial period.
• RLI provides professional liability and E&O Insurance.
• Home-based position with travel to client sites as required.
• You can accept/decline any job presented.
• Flexible scheduling with assignments based on geographic territory.
• You will be assigned surveys based on your knowledge, qualifications and past/current work experience.
• You can decide how far from home you would like to travel for a site visit (i.e., within a 1-2 hour driving radius, overnight stays, air travel).

• Submit your resume or CV by email to: tgreer@risklogic.com
• Applicants can apply through the system or direct to Risk Logic at Highly Protected Risk (HPR) Engineer - Risk Logic
• Provide a sanitized sample of your most recent work product.
• Supply two professional references with contact information.

Applicants will receive confirmation of receipt and information regarding next steps upon submission.